Self-employment method
Insurance Agencies and Brokerages
301,501 people filed as a nonemployer business under this industry code in 2022 — no payroll, no employees, just them. These are gross receipts reported to the IRS, before any expense is taken out.
I-GROSS RECEIPTS ephakathi kwenyanga — imali ekhona, ngaphambi kokuhlala, izinto, uphethroli, inshuwalense noma imali-mboleko. Lezi azikho izikweletu ezithathwa ekhaya.
Ingxenye abathola ngaphezu kuka- $10,000 ngonyaka wonke — ngaphambi kokusebenzisa imali.
Ingxenye ephakathi, etholakele ngokugcwele. Ingxenye yesithathu yabafaki-sicelo bathatha ngaphezu kwenombolo ephansi.
Umsuka: US Census Bureau, Nonemployer Statistics 2022 · isithombe
Ingabe kuvame ukusasebenza
I- 301,501 abantu abafake ngezansi kwalo mbhalo-ngcaciso 2022, 35.19% i-grossed ngaphansi $10,000 1.
Le yindawo yokungena, hhayi ukulinganiselwa. Uhlu lwezenhlalakahle lushicilela i-GROSS RECEIPS, hhayi i-net income. Wonke umuntu ngaphakathi kwengxenye ethola imali encane kunaleyo ebonisa uma i-rent, ama-materials, i-mileage, i-insurance kanye ne-self-employment tax iphuma—nalabo abafaka abathola imali engaphezu kwe-limit bangase bathole lutho. Ingxenye esemthethweni yabantu abathola imali engabalulekile kulesi sigaba iphakeme kunenani elingezansi, ayiphansi.
Isibalo: establishments_total = 301,501 · US Census Bureau, Nonemployer Statistics 2022 · isithombe
Wonke umfaki-sicelo, ngokuthi batholeni
I-Census ishicilela ukuhlukaniswa okugcwele. I-median engezansi ifakwe ngaphakathi kwebhande eligcina i-50th percentile.
| Imali ekhokhwayo | Amafayela | _Hlanganisa |
|---|---|---|
| Under $5,000 | 66,252 | 22.0% |
| $5,000 to $9,999 | 39,832 | 13.2% |
| $10,000 to $24,999 | 56,780 | 18.8% |
| $25,000 to $49,999 | 43,989 | 14.6% |
| $50,000 to $99,999 | 40,662 | 13.5% |
| $100,000 to $249,999 | 35,921 | 11.9% |
| $250,000 to $499,999 | 11,968 | 4.0% |
| $500,000 to $999,999 | 4,840 | 1.6% |
| $1,000,000 to $2,499,999 | 1,257 | 0.4% |
Obani abafanelekayo
Umphathi we-file ophakathi wathola $21,800, noma $1,816 ngenyanga ngaphambi kokukhokha. Lokhu kuyibhizinisi elisebenza ngesilinganiso sesikhathi esincane: izimali ezidingekayo ukuze zisebenze kahle, azidingeki ukuba yizinto eziyinhloko emndenini.
301,501 izifaki zikwenza le ndawo ibe yindawo egcwele abantu. Ukugcwele abantu akuyona into ebi ngokuzenzakalela, kodwa isho ukuthi izindleko zomsebenzi zibekwe ngumuntu owenza ngokulula.
17.9% abafaki-fayela bathole $100,000 noma ngaphezulu, okuphezulu kulolu hlelo lwedatha. Uhlu olukhulu lwalesi simo lusebenza ngebhizinisi elingokoqobo ngaphezu kwelinye elivamile.
Umsebenzi we-inshurensi okhululekile ulungele abantu abakwazi ukuqhubeka nokuphila ngokuphindaphinda — unyaka wokuqala ukhokha kanzima futhi owesithupha yilokho okuzokwenziwa yimodeli.
Akukho ukubekwa, ilayisense noma okuncane ukuboniswa kule data - ufaka futhi ukhokhwa. Funda ukuhlukaniswa kwemali engenayo njengentengo yalokho: akukho inkinga emnyango kusho ukuthi akukho isihlungi ngaphambi kwamanombolo.
Okufanele akwenze lokhu
12.0x phakathi kwezinyanga ezintathu — $6,145 versus $73,699, or $5,629 a month. This is the shape of a field where a minority does very well and the summary statistics quietly borrow their success.
Ingxenye ephansi ye Insurance Agencies and Brokerages ithola ngaphansi kwe $6,145 — $43,875 ngaphansi kwe $50,020 umsebenzi ojwayelekile waseMelika ukhokha. Ukungenisa ngezansi nokulindela kuyingozi ephilayo lapha, hhayi eyanele, futhi abanye abantu bangashiyanga lengxenye.
Ungaqala lokhu uma ufuna imali engenayo ngonyaka wokuqala; le modeli isebenza kuphela uma ukhona ngonyaka wesithupha.
106,098 abafaki incwadi ngaphandle kwe 301,501 — 35.2% — bashicilelwe ngaphansi kwe $10,000 ezimalini eziphelele e 2022. Kulesi siqephu ibhande eliphansi alikho isivivinyo mayelana nabaqalayo; kuyinkumbulo yengxenye enkulu yendawo.
Funda lokhu njengendawo yokuhlala, hhayi ukulinganiselwa. Uhlu lwezenhlalakahle lushicilela izipho eziphelele, hhayi izimali eziphelele, ngakho wonke umuntu ngaphakathi kwengxenye etholakele ngaphantsi kwe $10,000 uphakamisa uma izindleko ziphuma — futhi abafaki-zicelo abatholakele ngaphezu kwe $10,000 bangase baphinde bafake lutho.
Ithini i-spread ekhuluma kuwe
Ukulingana kwe 12.0x phakathi kwezingxenye yisinqumo sokuzihlukanisa-ukuthatha-okuningi. $21,800 yinani elingokoqobo mayelana nomphakathi ongokoqobo, kodwa akukho muntu ongenisa Insurance Agencies and Brokerages kufanele abeke isinqumo ngaso.
Faka imali endaweni yezinga: $6,145 ku-25th percentile, $21,800 ku-midpoint, $73,699 ku-75th. $67,554 ihlukanisa i-quarter ye-Insurance Agencies and Brokerages ephansi kusuka ku-quarter ephezulu.
Phakathi kwe $6,145 ne $73,699 — amaphakethe amabili engxenyeni ephakathi — ihlala $21,800. Ukusuka engxenyeni ephakathi kuya kwengxenye ephezulu kubiza $51,899; ukunyuka okuphelele kusuka kwengxenye ephansi kubiza $67,554.
$15,655 ngaphansi kwengxenye yesiphakathi, $51,899 ngaphezulu kwayo. Lo mlinganiso awunalutho ngisho nalapho kulesi sibalo, futhi kusho ukuthi yonke incazelo ye Insurance Agencies and Brokerages engasekho iphakathi - kufaka phakathi noma yikuphi okunye okuphawulwe - ichaza phezulu kwesigaba ngaphezu kwengxenye yesiphakathi.
Iguqulwe kunyaka wehora le-2,080, izipho zihamba $2.95 ngehora ku-25th percentile, $10.48 engxenyeni yaphakathi ne $35.43 ku-75th. Funda njengemali etholakele ngehora elisebenza; umholo olinganayo uphansi ngomsebenzi odinga ukukwenziwa.
I-Census bands for Insurance Agencies and Brokerages: 66,252 filers under $5,000, 39,832 between $5,000 and $9,999, 56,780 between $10,000 and $24,999, 53,986 above $100,000 and 18,065 above $250,000.
Yini lezi zibalo, nokuthi yini azisizo
Yonke inombolo engezansi yi-GROSS RECEIPTS, ngaphambi kwezinkokhelo - imali efika ngaphambi kwerenti, amathuluzi, igesi, inshuwalense kanye ne-self-employment tax. I-$21,800 midpoint ye-Insurance Agencies and Brokerages ayisebenzisi imali yokukhokha ekhaya futhi ayilinganisiwe ne-$21,800 yemali.
Ukwengeza ihora ngalinye njengesiguquli. Kubhekwa ukuthi unyaka ogcwele-sikhathi ugcwele ku $21,800 ngoba asikho isingeniso esiqinisekisiwe sehora elikhokhelwa noma izindleko eziphuma-ephoyintini lemisebenzi, futhi sizoshintsha ngokuvumelana kunalokho ukuhlela okunye okusha.
Indlela lokhu kucalwa ngayo · Izinga lokunqoba lokusebenzela ngokwabo · Izindleko zesiqinisekiso kanye nokukhokha emuva · Thola okuthile okuthile