WhatPays.org

Credential

Commercial pilot certificate

The certificate that first lets you be paid to fly. Most holders are on the way somewhere else — instructing, building hours — which is exactly why the number holding it and the number employed as commercial pilots are so far apart.

No cost figure. Nobody publishes one for this that we could verify, so we show none rather than an estimate.

No single training length. What it takes is set state by state or programme by programme; the note below says what we could establish.

No payback period, because there is no cost figure to pay back. The pay premium is below; the cash outlay is the half we could not source.

Why there is no cost figure here

Flight training sits almost entirely outside federal student aid, so no government dataset records what reaching this certificate costs. We would rather show nothing than repeat a flight school's own price list as though it were data.

The FAA requires 250 flight hours, or 190 through an approved school. How long that takes depends on how often you can afford to fly.

The certificate does not expire; the second-class medical certificate it depends on does.

How many people hold this, and how many are working in the field

The number the pay figure leaves out

Of the 118,314 holders of an active commercial pilot certificate counted in 2025, federal employment records account for 47,630 working in the occupations it is for — 40.3%. That leaves 70,684 holders it does not account for.

That gap is an upper bound, not an unemployment rate. Holding a credential is not the same as looking for work with it. The gap contains everyone who moved into management, teaching, sales, inspection or a related job that federal data files under a different occupation; everyone who retired or left without surrendering the credential; everyone working part time, agency or self-employed in a way the employment survey does not capture; and everyone holding it as a second string to another job. So the gap is the CEILING on how many trained people are not working in this field — the real figure is lower, and it is not a count of anyone who is unemployed. What the pair does establish is the size of the pool the published pay figure is silent about, which is the thing no pay site shows you.

Both sides are standing counts. The credential figure is a stock — everyone holding it on the date it was counted — and the employment figure is a stock too, everyone employed in the reference period. They are the same kind of quantity, which is the only reason the two may be divided at all.

What that count includes: Active means certificate plus valid medical certificate. Pilots are classed by their highest certificate, so anyone who has gone on to an airline transport certificate has left this count — these are people whose top qualification is the commercial certificate. Many of them are flight instructors, or are building hours towards an airline transport certificate, and federal employment data files both elsewhere.

Denominator: holders of an active commercial pilot certificate = 118,314 (Standing count of people holding the credential, as at 31 December 2025) · FAA, US Civil Airmen Statistics 2025, Table 4 — Estimated Active Pilot Certificates Held · view

The unaccounted-for figure is larger here than almost anywhere on this site, and most of it is not unemployment: flight instructors, agricultural pilots, corporate and charter pilots and hour-builders all hold this certificate and are counted under other occupations or not at all.

What it lets you do

The pay belongs to the job, not to the credential. These are the occupations this qualifies you for, with what BLS records people already doing them earn.

Job Is it required? Median Employed
Commercial Pilots Legally required to hold the job $123,220 47,630

Median pay and employment: BLS Occupational Employment and Wage Statistics, May 2025.

Does it pay for itself?

The job this unlocks pays a median of $123,220, against an employment-weighted median of $50,020 across every occupation we publish — a premium of about $73,200 a year before tax. We cannot turn that into a payback period, because no credible figure exists for what this costs to obtain. Half of the calculation is real and published; the other half we do not have, and we would rather show one honest half than two invented ones.

Read that as a comparison to an average job, not to your job. We do not know what you earn now, so we do not use it. The baseline is the employment-weighted median across all the occupations on this site — the midpoint American worker. If you already earn more than that, the payback is longer than shown; if you earn less, shorter. The figure also ignores the months of training, during which most people earn less or nothing, and it ignores interest on anything borrowed.

And it assumes you get the job. Every payback figure on this site is conditional on being hired into the work. That is the assumption the credential-holder count above exists to test, and it is the assumption every other pay site makes silently.

What you need before you start

  • A private pilot certificate
  • 250 flight hours, or 190 via an approved school
  • A second-class medical certificate
  • Age 18

Do not do this if

  • you expect this alone to get you an airline job — it will not; the airline certificate is a separate and much longer requirement
  • you cannot hold a medical certificate

All credentials, by payback period · How this is calculated · Look up something else