Occupation / job
Credit Analysts
Median annual pay. Half earn less than this.
Hourly at a standard 2,080-hour year. We do not yet have unpaid-time or cost data for this, so this is not an adjusted figure.
The middle half. A quarter earn below this range.
Source: BLS Occupational Employment and Wage Statistics, May 2025 · view
What this figure cannot tell you
It covers people EMPLOYED in this occupation. Anyone who trained for it and was never hired is not in the median above, and neither is anyone doing the work self-employed. No verified count of qualified people exists for this occupation, so this page shows none rather than an estimate. Why that matters · The occupations where we could source it
Who this suits
$83,510 against a $50,020 national midpoint is 67% more, or $16.10 an hour. Almost nothing pays this much more without a long, expensive or restricted route in — read that route before reading the number again.
Employment stands at 64,390. Credit Analysts is common enough to be recruited for continuously and specific enough that the experience travels — the combination that makes changing employer a working pay rise.
Financial specialist work suits people who are precise about other people’s money and unbothered that the calendar, not the workload, decides when the pressure arrives.
No verified preparation time is on file for Credit Analysts. The wage survey behind every figure on this page asks employers what they pay, not what they required, so the honest answer here is that we do not know.
Who should not do this
The quarters sit at $65,210 and $122,460 — 1.9x, or $4,770 a month apart. At that width the occupation contains genuinely different jobs, and which one you are being offered matters more than the title does.
The bottom quarter of Credit Analysts earns $65,210 or more — $15,190 clear of the $50,020 national midpoint. Three quarters of the field is well paid and the last quarter is still paid better than most of the country.
Avoid it if you would find it hard to deliver an unwelcome finding to the person who commissioned the work.
No failure rate is shown, and the absence is deliberate: the 64,390 figure counts people already working as Credit Analysts, not everyone who trained and never got hired. Without a licensing register to divide by, a rate here would be an invented denominator.
What the spread tells you
At 1.9x, the distribution for Credit Analysts is open enough that specialisation starts to pay. The distance from $65,210 to $122,460 is mostly what you can do that others in the same title cannot.
Put in money rather than ratios: $65,210 at the 25th percentile, $83,510 at the midpoint, $122,460 at the 75th. $57,250 separates the quarter of Credit Analysts at the bottom from the quarter at the top.
Between $65,210 and $122,460 — the two ends of the middle half — sits $83,510. Moving from the midpoint to the upper quarter is worth $38,950; the whole climb from the lower quarter is $57,250.
The upper half of the middle range — $83,510 to $122,460, or $38,950 — is far longer than the lower half at $18,300. In a shape like this an average would flatter Credit Analysts considerably, and would describe nobody.
Converted to an hourly rate over a full-time year: $31.35 at the bottom quarter, $40.14 at the midpoint, $58.87 at the top quarter. The typical American job works out at $24.04 on the same basis.
What these figures are, and what they are not
The $83,510 figure is what employers pay employees. It is before tax and before deductions, it excludes the self-employed entirely, and it says nothing about anyone who does this work on their own account.
The hourly number on this page is $83,510 divided by a 2,080-hour year and nothing more. We hold no unpaid-hours or cost data for Credit Analysts, so it is arithmetic rather than an effective rate.
How this is calculated · Self-employment failure rates · What credentials cost and pay back · Look up something else