WhatPays.org

Self-employment method

Furniture Retailers

16,215 people filed as a nonemployer business under this industry code in 2022 — no payroll, no employees, just them. These are gross receipts reported to the IRS, before any expense is taken out.

$18,460

Median GROSS RECEIPTS for the year — money in, before rent, materials, fuel, insurance or tax. This is not take-home pay.

38.79%

Share who grossed under $10,000 for the whole year — before expenses.

$4,984–$66,787

The middle half, in gross receipts. A quarter of filers took less than the lower figure.

Source: US Census Bureau, Nonemployer Statistics 2022 · view

How often it does not work out

Of the 16,215 people who filed under this code in 2022, 38.79% grossed under $10,000 for the entire year — before a single expense was deducted.

That is a floor, not an estimate. Census publishes GROSS RECEIPTS, not net income. Everyone inside that share earned less than the figure suggests once rent, materials, mileage, insurance and self-employment tax came out — and filers who grossed well above the threshold may still have netted nothing. The true share of people who earn nothing meaningful from this is higher than the number above, never lower.

Denominator: establishments_total = 16,215 · US Census Bureau, Nonemployer Statistics 2022 · view

Every filer, by what they grossed

The full receipts distribution as Census publishes it. The median above is interpolated inside whichever band contains the 50th percentile, so this table is what that figure is derived from.

Gross receipts for the year Filers Share
Under $5,000 4,053 25.1%
$5,000 to $9,999 2,237 13.8%
$10,000 to $24,999 3,173 19.6%
$25,000 to $49,999 2,111 13.1%
$50,000 to $99,999 1,624 10.1%
$100,000 to $249,999 1,588 9.8%
$250,000 to $499,999 775 4.8%
$500,000 to $999,999 419 2.6%
$1,000,000 to $2,499,999 179 1.1%

Who this suits

Median gross receipts of $18,460 put the typical filer somewhere between a serious side income and a failing attempt at a full-time one, and the receipts figure alone cannot tell you which.

16,215 filers is small enough that Furniture Retailers is a niche rather than a market — the work exists, but there is no depth of demand to fall back on.

18.3% of filers grossed $100,000 or more, which is high for this dataset. A substantial share of this field is running an actual business rather than an occasional one.

Independent retail suits people who understand that the margin is made at purchase, not at sale, and who can hold stock without letting it become the business’s entire cash position.

There is no training requirement to file under this code — which is precisely why so many people appear in the bottom bands. Entry being free is not the same as the work being viable.

Who should not do this

The top quarter of Furniture Retailers earns 13.4x the bottom quarter — under $4,984 against over $66,787, a spread of $61,803. Distributions this stretched are usually two different jobs sharing one label, and any average across them means little.

The bottom quarter of Furniture Retailers earns under $4,984 — $45,036 below the $50,020 a typical American job pays. Entering at the bottom and waiting is a live risk here, not a theoretical one, and some people never leave that quarter.

Do not start this if your capital is all going into stock. Unsold inventory is the standard failure mode in this sector.

Of 16,215 filers in 2022, 38.8% took under $10,000 across the whole year in gross receipts: 6,289 people. Whatever the working version of Furniture Retailers looks like, a third or more never reach it.

Read that as a floor, not an estimate. Census publishes gross receipts, not net income, so everyone inside that share earned less than $10,000 suggests once costs came out — and filers who grossed well above $10,000 may still have netted nothing.

What the spread tells you

A ratio of 13.4x between the quarters is the signature of a winner-take-most distribution. $18,460 is a real number about a real population, but nobody entering Furniture Retailers should plan around it.

In cash terms the middle half of Furniture Retailers runs $4,984 to $66,787 — $61,803 a year between the 25th and 75th percentiles, against a midpoint of $18,460.

Getting to $66,787, the 75th percentile, is worth $48,327 a year more than the $18,460 midpoint and $61,803 more than the $4,984 a quarter of Furniture Retailers settle for.

Per hour at a standard full-time year that is $8.87 at the midpoint for Furniture Retailers, $2.39 at the 25th percentile and $32.10 at the 75th, against $24.04 for the typical American job.

Counted straight off the return: 4,053 filers grossed under $5,000, 2,237 took $5,000 to $9,999, 3,173 took $10,000 to $24,999, 2,961 cleared $100,000 and 1,373 cleared $250,000.

What these figures are, and what they are not

Every figure above is GROSS RECEIPTS, before expenses — money that arrived before rent, materials, fuel, insurance and self-employment tax. The $18,460 midpoint for Furniture Retailers is not take-home pay and is not comparable to a $18,460 salary.

With no unpaid-hours or cost data for Furniture Retailers, the hourly figure is $18,460 over a 2,080-hour year — a unit conversion, not an adjustment.

How this is calculated · Self-employment failure rates · Look up something else